Faq
Why do I want a cash advance loan?
A cash advance loan provides borrowers with quick cash to pay for any item they wish. Whether individual want cash in order to pay their utility bills or they need to put food on their table, a cash advance loan may be their only loan option.
What is a cash advance loan?
A cash advance loan is a loan taken out in advance of a borrowers payday. Cash advance loans are also called payday loans.
Do I qualify for a cash advance loan?
There are very few requirements in order to qualify for a cash advance loan. First, individuals must be at least 18 and a United States citizen. Next, borrowers must have a checking account as well as make over $1,000 a month. Anyone who meets these criteria automatically qualifies for a cash advance loan.
What happens if I have bad credit?
Individuals who have bad credit are still approved for cash advance loans. There are no credit checks and individuals do not have to have a credit history in order to be approved. Cash advance loans are one of the few loans that borrowers can take out after bankruptcy or without any credit history.
How do I receive my loan funds?
All borrowers have loan funds deposited into their bank account through an electronic transfer. Many borrowers receive their funds within hours of having their loan application approved.
Does my personal information stay secure?
All personal information is transmitted through SSL(secure socket layer) encryption. Data that is transmitted through this high level encryption is unable to be corrupted by criminals. Every borrower also has a unique username and password to access their loan account. There are many additional safe guards in place to ensure that individuals have their data protected at all times.
How do I repay my loan?
Most borrowers will repay their loan through an automatic withdrawal of the original loan amount plus fees on their next payday. However, there are other options available for borrowers. Individuals may be able to extend their loan for an additional fee. Borrowers should contact their lender for more information about their repayment options.
What is the maximum amount for my loan?
The maximum that any individual can borrow is $1,500.
Can I have more than one loan?
Borrowers may only take out one loan at a time. Once a loan has been completely repaid,a borrower may take out another loan.